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your way.

Our open platform allows you to submit mortgage deals to the
Filogix Lender network from your front-end system of choice.

Your trusted partner,
keeping you connected.

Filogix has served as the hub of the Canadian mortgage industry for almost two decades,
offering secure, reliable connectivity to brokers and lenders.

SEE WHATS NEW

Visit Filogix and our Mortgage Marketplace Partners at the MPC Conference EXPO!

Come visit Filogix in booth #14 at the MPC Conference! We will be joined by some of our Mortgage Marketplace Partners, who will be rotating through our booth to showcase their solutions and answer your

Come visit Filogix in booth #14 at the MPC Conference! We will be joined by some of our Mortgage Marketplace Partners, who will be rotating through our booth to showcase their solutions and answer your questions!

Please see below for our Partner Showcase schedule:

Sunday, November 17

3:00-4:00pm myBrokerBee

4:00-5:00pm Axiom

5:00-6:00pm Value Connect

Monday, November 18

12:15-1:00pm Finmo

1:00-1:45pm NAS

1:45-2:15pm Newton

EXPERT MAINTENANCE - SEPTEMBER 29 2019

Please be advised that Expert will undergo maintenance starting at 12:01 AM ET, Sunday September 29 and will be completed no later than 6:00 AM ET, Sunday, September 29. Expert will be unavailable during this

Please be advised that Expert will undergo maintenance starting at 12:01 AM ET, Sunday September 29 and will be completed no later than 6:00 AM ET, Sunday, September 29. Expert will be unavailable during this time.

Launch of the First-Time Home Buyer Incentive (FTHBI) program

With the September 2, 2019 launch of the Federal Government’s First-Time Home Buyer Incentive (FTHBI) program, the Mortgage Insurers (CMHC, Genworth and Canada Guaranty) have been in extensive discussions with Canadian Mortgage Lenders in regards

With the September 2, 2019 launch of the Federal Government’s First-Time Home Buyer Incentive (FTHBI) program, the Mortgage Insurers (CMHC, Genworth and Canada Guaranty) have been in extensive discussions with Canadian Mortgage Lenders in regards to the manual procedures required for a Lender to request the program from the Insurer.
Similar to this manual request process between the Lender and the Mortgage Insurer, there will also be a manual request process between the Mortgage Broker and the Lender for this program. Based on our discussions with many Lenders, here is a general recommendation regarding how to reflect the FTHBI program request on your Filogix Expert mortgage application:

1. Break down the Down Payment Sources Use the capability within Filogix Expert to break down the down payment sources to reflect the portion eligible under the program, with the ‘Description’ area being a free-format text entry field to indicate this. This down payment breakdown is currently included with the data sent to the Lender:

2. Use the “Lender Notes” Function Use the Lender Notes function within Filogix Expert to request application of the incentive program to the mortgage request. The content in the Lender Notes section is currently sent to the Lender with the mortgage request data:

It is the responsibility of the Mortgage Broker to:

  • Determine if their client is eligible for the incentive program;
  • Apply that down payment amount to the total down payment for mortgage calculation purposes;
  • Obtain signed consumer consent as per the FTHBI consent form; and
  • Request the program (with explanation) as part of their mortgage submission to the Lender.

Information on the First-Time Home Buyer Incentive program including eligibility calculators and consumer consent form can be found on the following website: https://www.placetocallhome.ca/fthbi/first-time-homebuyer-incentive